Bajaj Allianz General Insurance launched its pet insurance product referred to as Bajaj Allianz Pet Dog Insurance Policy. This coverage offers complete protection to domesticated pet canines of indigenous origin, pedigree, non-pedigree, cross-bred and in addition unique breeds over the lifetime of the canines from age three months to 10 years. The premium for this coverage begins from ₹315 (excluding GST) and varies primarily based on the age, dimension, gender, covers opted for, plan opted for and sum insured chosen.
The entry age for canines will likely be three months onwards until age of four years for big breeds and seven years for small, medium and enormous breeds. The exit age is 10 years for small, medium and enormous breeds and until the age 6 years for big breeds. The firm will settle claims on reimbursement foundation as per coverage phrases and situations.
The product consists of 1 obligatory cowl (base cowl) particularly surgical procedure bills and hospitalization cowl and 6 elective covers i.e. mortality profit cowl, terminal illnesses cowl, long run care cowl, OPD cowl, theft/misplaced/straying cowl and third social gathering legal responsibility cowl. It covers remedy prices of specified illnesses in addition to surgical procedures, hospitalization or dying attributable to sicknesses.
Aside from these, the coverage covers remedy of any harm, surgical procedure, hospitalization or mortality ensuing from any accident, with none ready interval. Further, it additionally covers the theft/loss or straying of the pet dog in addition to the authorized legal responsibility of pet proprietor in case of any third social gathering bodily harm, dying or property injury due to the pet dog together with the authorized prices for defending the declare.
A reduction of 5% on premium is supplied in case of RFID tagging.
Pet canines are categorised into both of Small, Medium, Large or Giant sizes primarily based on the breed of the dog. The product has two plans, which differ primarily based on particular inclusions and exclusions in every.
Medical assessments for pet dog isn’t obligatory even at larger ages topic to ready interval for overlaying sure illnesses. However, the product affords safety, supplied that the pet canines are vaccinated with normal vaccinations all through the coverage interval.
“A pet dog is like part of the household and requires the requisite nurture and care like people do too. Like we purchase a well being insurance cowl for our relations, we must always purchase a well being cowl for our canines as properly in order that they will have entry to high quality well being remedy when they’re unwell. Pet insurance may be that indispensable monetary device to make sure your dog will get important medical care and a focus, thus making you are worried free,” says Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance.
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